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Terms Of Service

Terms of Service

Prior to starting our Kredit restoration & rebuilding program you will be required to sign a client agreement along with the following:

  • Credit Analysis & Restoration Agreement
  • SEC .405 Disclosure Page
  • Privacy Policy
  • Terms of Agreement Page
  • Right Of Cancellation Notice
The services we perform may include:

Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, unverifiable or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false, unverifiable or obsolete information contained on your credit reports.

We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, unverifiable or obsolete information in your credit reports.

You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.

Consulting, coaching, and monitoring services are conducted via personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours. Monday-Friday from 9am to 7pm CST, Saturday 9am -5pm CST. 
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Enrollment and Administration fees are non refundable. Please send a written notice as outlined in your client agreement.

It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.

By filling out any form on our website or forms related to The Kredit Lab Financial Solutions, LLC., you agree by electronic signature to (1) be contacted about credit repair or credit repair marketing by a live advisor, artificial or pre-recorded voice, and SMS text at my residential or cellular number, dialed manually or by auto dialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

Our Guarantee

The Kredit Lab Financial Solutions, LLC will perform the agreed upon services as outlined in the Restoration Service program agreement. We will always work smart and strategically to ensure we always seek the best possible outcome to enhance your credit and help you have the tools to rebuild and get your buying power back. We nor any credit restoration organization can guarantee a specific outcome. Each person’s profile is different and unique to them. Some credit profiles may take less or more time than others. If for any reason you have not seen improvement in your scores within the first 90 days, we will perform a deep analysis to see where the issue is and work to resolve it.

Our Promise
  • We will always set proper expectations for you
  • That no one will over-promise or guarantee a specific outcome
  • We will protect your personal information and it will never be sold or shared with anyone outside of our organization with a valid need for access.
  • That you will be treated professionally and courteously at all times
  • That all of your requests will be responded to in a timely manner. We make every effort to respond within 1 business day or less.

The Kredit Lab Financial Solutions, LLC has a simplified cancellation policy. You may cancel your services within 3 days from the date you signed up. Enrollment and Administration fees are non refundable. Please send a request in writing via USPS or via email and your account will be cancelled immediately.

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